How Much Is a Broken Rib Worth to Settle?
Insurance companies usually think a broken rib settlement amount should be $2,000-$4,000 per broken rib because they wrongly think that broken ribs are a minor injury. But we won’t settle for that. A broken rib is a serious injury!
Note: Broken ribs and rib fractures are two different words for the same injury, see a fracture, bone break, and broken bone are all the same.
Why Do Insurance Companies Think a Broken Rib Is a Minor Injury?
- A broken rib can heal in 6-8 weeks
- They think the pain is gone after a broken rib heals, so there is no future lifelong pain
- Usually, there is little to no medical treatment for a broken rib
- Many personal injury lawyers will convince injured clients to accept the offer because they don’t know how to prove a broken rib is worth more money.
Even when you need surgery for a broken rib, the insurance company will think your injury is worth a lot less than it really is and offer personal injury attorneys a small settlement.
Pain, Symptoms, and Treatment of Broken and Fractured Ribs
Broken ribs can cause lifelong pain. Just because there isn’t much medical treatment for a broken rib, that doesn’t mean that the injury is minor and not worth a lot of money for a settlement.
There are many other very serious injuries worth a lot of money although the claimant may not have received much medical treatment.
See a funny but serious video showing the pain caused by a broken rib, symptoms of broken ribs, and treatment of broken ribs.
How to Get a Big Settlement Offer For a Broken Rib
To get the maximum settlement value for our client’s broken rib, we created this 3-D color video from the 2-D black and white CT scan taken in the hospital. We showed it to the insurance company, and they offered $150,000.
This is one of the videos we made and how we get real money to settle your case.
Evidence like a 3-D color video can get a great settlement offer for broken ribs but f they don’t pay us what you want, we’ll show it to a jury at trial.
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Different Types of Rib Fractures
There are different types of rib fractures. The two common types of rib fractures are:
- Non-displaced rib fracture
- Displaced rib fracture
Non-Displaced Rib Fracture
Most broken ribs are not displaced. In a non-displaced fracture, the bone breaks, and the two ends are lined up straight together.
Displaced Rib Fracture
In a displaced fracture, the bone breaks and moves so that the two ends are not lined up straight together.
The three images below show one broken rib that is fractured in two places (both rib fractures are displaced). The images were taken from the 3-D color video of the 2-D black and white CT scan of the chest to make large color blowups for settlement purposes or to show the jury if we could not settle the case.
The image below shows the two displaced rib fractures as a vertical red line.
The image below shows the end of the break on the left side of the rib is not lined up straight together which is why the broken rib is displaced.
The image below shows the break on the right side of the broken rib is not lined up straight together which is why this broken rib is displaced.
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Philip L. Franckel, Esq. is one of the HURT911® Dream Team™ Founding Partners at 1-800-HURT-911® New York; He has a 10 Avvo rating; Avvo Client’s Choice with all 5-star reviews; Avvo Top Contributor; and a former Member of the Board of Directors of the New York State Trial Lawyers Association.
Robert Plevy, Esq. is one of the HURT911® Dream Team™ Founding Partners at 1-800-HURT-911® New York. Rob began his legal career in 1993 as an Assistant Corporation Counsel defending The City of New York against personal injury lawsuits.