Colossus of Rhodes was a statue of the Greek sun-god Helios, erected in the city of Rhodes. The Marvel Comics Colossus is a fictional superhero, physically the strongest of the X-men team and portrayed as quiet, honest, and virtuous.
The superhero of this article is physically the strongest, secretly quiet but hardly honest or virtuous, and ruthlessly loyal to the shareholders of insurance companies.
The Super Hero of Insurance Companies
This Colossus is a computer program created for insurance companies to provide insurance claim representatives with low injury values and to make people with injuries think they will be treated fairly without a lawyer. After all, if your injury value was determined by a computer, it must be right!
After an accident, you may receive a letter from the insurance company for the car that hit you. It may come from Allstate or one of the other large insurance companies that use Colossus.
The following quote is from an Allstate letter to one of our clients:
“One of the tools that our claim personnel may use in evaluating your claim is a computer program known as Colossus, licensed by Computer Sciences Corporation. Colossus uses a broad range of information about your injury, treatment, and prognosis to determine the severity of your injury. Based on this information, Colossus makes a recommendation as to the value of your injury.” “If you would like to discuss any aspect of this claim, including this letter, please feel free to call me…”
Allstate’s Colossus letter to people injured in accidents (click on the image for a PDF copy of the letter)
Can a Computer Program Determine the Value of Your Injury?
A computer program cannot possibly distinguish one injury from another or determine the true extent of your pain and suffering from someone else’s. Averaging out previous settlements and using Colossus to project that upon your case is deception at its finest. It’s so good that even the claim representatives are fooled.
On July 18, 2007, the Consumer Federation of America issued a report about Allstate stating, “As the key element of CCPR (Claims Core Process Redesign), Allstate uses a program known as “Colossus,” sold by Computer Sciences Corporation (CSC.) CSC sales literature touted Colossus as ‘the most powerful cost savings tool’…”
On December 9, 2010, the Consumer Federation of America released a “Consumer Alert” warning about insurance companies using computer software, including Colossus, stating, “Indeed, some insurers have adjusted (“tuned”) their computer systems to generate claims “savings,” without adequately examining the validity of each claim that has been made.”
How Much More Can I Get From an Insurance Company With a Lawyer Than Without a Lawyer?
According to the Insurance Research Council, if you have a lawyer, the insurance company is likely to pay three and a half times more money on average to settle your case before deducting legal fees and expenses.
We often settle accident claims and get arbitration awards or trial judgments for our injured clients for as much as 25-50 times more than the insurance company settlement offer. For instance, we obtained a $465,000 jury verdict at trial, where the insurance company offered $10,000 to settle.
Don’t be fooled when you receive a letter from the insurance company. In fact, don’t even call the insurance company. Call a lawyer instead. In fact, call us right now for a free consultation at 1-800-487-8911.
How Much Do Personal Injury Lawyers Charge? | How Much We Charge
Should You Give a Statement to the Insurance Company After an Accident?
Can You Get More Money Than the Insurance Policy?
Phil Franckel is a well-known personal injury lawyer in New York since 1989. He is a Founding Partner of 1-800-HURT-911, LLP®, the Personal Injury Dream Team™, and a former Member of the Board of Directors of the New York State Trial Lawyers Association. He has an Avvo Top 10 Rating, Avvo Client’s Choice Award with all 5-star reviews, Avvo Top Contributor Award, Multi-Million Dollar Trial Lawyers Award, and others. See Mr. Franckel’s bio for areas of expertise.
Get the 1-800-HUR-T911® Dream Team™ on your side and become a member of our family!
We’ll immediately protect you from the insurance companies!
“Knowing I had a team of great lawyers on my side gave me a sense of power and peace of mind. They took care of everything for me. When a settlement was negotiated, I saw the difference a team of lawyers makes.”
—Lia Fisse
No Win — No Fee — No Expenses — Guaranteed!
Attorneys who can get you the most amount of money AND provide personal service!
Please take a look at some of our:
What will happen when I call 1-800-HURT-911 or chat?
- Our call center operators and chat operators are available 24/7.
- Just give your contact info to our operator and Founding Partner Rob Plevy, Esq. will call you within 5-10 minutes for your free, no-obligation consultation during the hours of 8 am – 10 pm. After hours, Rob will call you in the morning or at the time you want.
- Then just text or call us any time you want during your case!
Because any delay could cause you to lose viable rights and benefits, please call HURT-911® Founding Partner Rob Plevy, Esq. right now for a free consultation to find out your rights days/nights/weekends.
1-800-HURT-911
1-800-487-8911
You can speak, text, or email with us whenever you want throughout your case and afterward, days/nights/weekends, and experience our famous personal service. You’ll even get our personal phone numbers so you can call or text anytime!
Watch Founding Partner Phil Franckel, Esq. talk about New York Serious Injury Attorneys.com, difficult cases, and the 1-800-HURT-911® Dream Team™
Philip L. Franckel, Esq. is one of the HURT911® Dream Team™ Founding Partners at 1-800-HURT-911® New York; He has a 10 Avvo rating; Avvo Client’s Choice with all 5-star reviews; Avvo Top Contributor; and a former Member of the Board of Directors of the New York State Trial Lawyers Association.
Robert Plevy, Esq. is one of the HURT911® Dream Team™ Founding Partners at 1-800-HURT-911® New York. Rob began his legal career in 1993 as an Assistant Corporation Counsel defending The City of New York against personal injury lawsuits.
Get the HURT911® Dream Team™ on your side!
Call Attorneys Rob Plevy & Phil Franckel days/nights/weekends for a free consultation
1-800-HURT-911
1-800-487-8911