Should I Use a Legal Plan Lawyer for an Accident?

Q. Should I use a legal plan Personal Injury lawyer for my accident case?
A. No. While you will get a discounted legal fee, you will get a much lower settlement.

Legal plans provide a lot of legal services at cut-rate prices, and for some people and some legal issues, that’s good. But for personal injury and accident cases, it’s a bad idea.

warning sign warning of using a legal plan for a personal injury lawyer or accident case

For personal injury cases and accidents, legal plans and 25% legal fee lawyers are a bad idea

25% Legal Fee Discount for Personal Injury Accidents?

If you’re a member of a legal plan, you can get a discount rate if you have been injured in an accident.

The discount for personal injury and accidents is usually a legal fee of 25% instead of 1/3. But when you pay a discount legal fee, your lawyer has the incentive to save time and settle your personal injury case cheaply.

There is now a personal injury lawyer in New York offering a 25% legal fee which is a discount rate. The information here also applies to any personal injury lawyer in New York offering a 25% legal fee. If you’re looking for a fast settlement for a fraction of what your case is worth, a 25% legal fee could work for you.

Is the Legal Plan Discount for Personal Injury a Good Deal?

Personal injury is one area of law where it’s never a good idea to use a legal plan because:

  • No one ever has to pay any money upfront to a personal injury lawyer.
  • Legal plans use general practice law firms, not personal injury law firms.
  • You’ll get a lot less money for your injury when your lawyer is looking for a quick, easy settlement because he or she isn’t getting paid the full fee.
  • Legal plan lawyers are very busy because they have to do high-volume work when they get paid less, and they don’t have the time to do the litigation needed to get a lot more money on your personal injury case.

Are the Lawyers Good When the Legal Fee is 25%?

Speaking to an attorney friend who owns a general practice law firm in New York, with offices in Queens, Brooklyn, and the Bronx, that does work for a legal plan, is what prompted this article.

My friend said their law firm does all kinds of legal work and is a high-volume law firm. She described it as a law firm with “$2 per hour legal plan lawyers for people looking to pay $1 per hour”.

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Example Showing the Possible Difference between a Legal Plan and a Personal Injury Lawyer

If you need an uncontested divorce without assets or children, a legal plan can probably give you a great price, but if you have been injured in an accident, a 25% legal fee could mean the difference between settling a case for $35,000 or $750,000.

Example of Using a Lawyer With a 25% Legal Fee vs a Personal Injury Lawyer With a 33% Legal Fee

Using the above example, with a legal plan lawyer, you’ll get a fast settlement of $35,000, pay a 25% legal fee totaling $8,750, and take home $26,250.

How fast can a personal injury case like in the example be settled for $35,000? Within months.

With a personal injury lawyer who has the time to get the most amount of money for you, you’ll pay a legal fee of $250,000 and take home $500,000.

How long can a personal injury case like in the example be settled for $750,000? Within 2-3 years.

But there is a way to get money now and wait for a bigger settlement. You can get a loan which is a cash advance of your personal injury settlement, one or more times or monthly until your case settles.

We represented a client with a broken thumb from a construction accident. He wanted to settle quickly and was willing to settle for very little because he was out of work and needed money to pay his rent. We got him many cash advances on his settlement and settled his case for $1,200,000.

Should you look for a lawyer who charges a 25% legal fee for personal injury or use a legal plan lawyer for your accident case? We think you know the answer now.

Our legal fee is only 1/3 of what we get for you. Our legal fee is paid at the end of your case out of the money we get for you, and we never charge a legal fee if we don’t get money for you. Additionally, we never nickel and dime our clients with many expenses other personal injury lawyers charge.

Take a look at our personal injury settlements and verdicts and our reviews.

Then take a look at our personal injury legal fees and services.

Never call a legal plan when you’re injured in an accident. Always call a real personal injury lawyer.

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Phil Franckel is well-known in New York and has been a personal injury lawyer since 1989. He is a Founding Partner of 1-800-HURT-911, LLP®, the Personal Injury Dream Team™, and a former Member Board of Directors of the New York State Trial Lawyers Association. He has an Avvo Top 10  Rating, Avvo Client’s Choice Award with all 5-star reviews, Avvo Top Contributor Award, Multi-Million Dollar Trial Lawyers Award, and others. See Mr. Franckel’s bio for areas of expertise.

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Philip L. Franckel, Esq. is one of the HURT911® Dream Team™ Founding Partners at 1-800-HURT-911® New York; He has a 10 Avvo rating; Avvo Client’s Choice with all 5-star reviews; Avvo Top Contributor; and a former Member of the Board of Directors of the New York State Trial Lawyers Association.

1-800-HURT-911® Founding Partner and Personal Injury Lawyer Rob Plevy, Esq.

Founding Partner Rob Plevy, Esq.

Robert Plevy, Esq. is one of the HURT911® Dream Team™ Founding Partners at 1-800-HURT-911® New York. Rob began his legal career in 1993 as an Assistant Corporation Counsel defending The City of New York against personal injury lawsuits.

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